Book
xi, 355 p. : ill. ; 25 cm.
  • DEDICATION -- ACKNOWLEDGEMENTS -- 1. Chapter 1 Introduction -- 2. Chapter 2 The Emergence of the Subprime Market -- 3. Chapter 3 A Rolling Loan Gathers No Loss -- 4. Chapter 4 Prelude to the Storm -- 5. Chapter 5 Meltdown -- 6. Chapter 6 Aftermath -- 7. Chapter 7 The Clinton Years -- 8. Chapter 8 OTS and OCC Power Grab -- 9. Chapter 9 Put to the Test: OCC, OTS, and FDIC Oversight -- 10. Chapter 10 Blindspot -- 11. Chapter 11 Wall Street Skirts Regulation -- 12. Chapter 12 Consumer Protection 101 -- 13. Chapter 13 Containing Contagion -- 14. Chapter 14 Epilogue -- NOTES -- BIBLIOGRAPHY.
  • (source: Nielsen Book Data)9780195388824 20160605
In this lively new book, Kathleen C. Engel and Patricia A. McCoy tell the full story behind the subprime crisis. The authors, experts in the law and economics of financial regulation and consumer lending, offer a sharply reasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression. The Subprime Virus reveals how consumer abuses in a once obscure corner of the home mortgage market led to the near meltdown of the world's financial system. Wall Street peddled subprime loans to investors through complex but dodgy financial instruments that spread like a virus. A central theme in the book is the role of federal banking and securities regulators, who were well aware of lenders' risky, deceptive mortgages and of Wall Street's addiction to high stakes financing. These regulators, believing that markets would self-correct, did nothing until the crisis erupted. While the spread of the subprime virus resulted from economic and political failures, its lessons inform the building of a new, more stable, prosperous and just financial order.
(source: Nielsen Book Data)9780195388824 20160605
Green Library
Book
1 online resource (55 p.) : ill. (some col.), maps
Book
270 p. : ill., maps ; 24 cm.
  • Introduction 1 Chapter 1: Subprime Precis 9 Chapter 2: Sizing Up Subprime 29 Chapter 3: Everyone Should Own a Home 45 Chapter 4: Chairman Greenspan Counts on Housing 63 Chapter 5: Global Money Men Want a Piece 79 Chapter 6: Bad Lenders Drive Out the Good 95 Chapter 7: Financial Engineers and Their Creations 111 Chapter 8: Home Builders Run Aground 129 Chapter 9: As the Regulatory Cycle Turns 143 Chapter 10: Boom, Bubble, Bust, and Crash 159 Chapter 11: Credit Crunch 173 Chapter 12: Timid Policymakers Turn Bold 191 Chapter 13: Economic Fallout 213 Chapter 14: Back to the Future 229 Endnotes 245 Index 259.
  • (source: Nielsen Book Data)9780137142903 20160604
"The obvious place to start is the financial crisis and the clearest guide to it that I've read is Financial Shock by Mark Zandi...it is an impressively lucid guide to the big issues." --The New York Times "In Financial Shock, Mr. Zandi provides a concise and lucid account of the economic, political and regulatory forces behind this binge." --The Wall Street Journal "Aggressive builders, greedy lenders, optimistic home buyers: Zandi succinctly dissects the mortgage mess from start to (one hopes) finish." --U.S. News and World Report "A more detailed look at the crisis comes from economist Mark Zandi, co-founder of Moody's Economy.com. His "Financial Shock" delves deeply into the history of the mortgage market, the bad loans, the globalization of trashy subprime paper and how homebuilders ran amok. Zandi's analysis is eye-opening...he paints an impressive, more nuanced picture." --Kiplinger's Personal Finance Magazine "If you wonder how it could be possible for a subprime mortgage loan to bring the global financial system and the U.S. economy to its knees, you should read this book. No one is better qualified to provide this insight and advice than Mark Zandi." --Larry Kudlow, Host, CNBC's Kudlow & Company "Every once in a while a book comes along that's so important, it commands recognition. This is one of them. Zandi provides a rilliant blow-by-blow account of how greed, stupidity, and recklessness brought the first major economic crises of the 21st entury and the most serious since the Great Depression." --Bernard Baumohl, Managing Director, The Economic Outlook Group and best-selling author, The Secrets of Economic Indicators "Throughout the financial crisis Mark Zandi has played two important roles. He has insightfully analyzed its causes and thoughtfully recommended steps to alleviate it. This book continues those tasks and adds a third--providing a comprehensive and comprehensible explanation of the issues that is accessible to the general public and extremely useful to those who specialize in the area." --Barney Frank, Chairman, House Financial Services Committee The subprime crisis created a gigantic financial catastrophe. What happened? How did it happen? How can we prevent similar crises from happening again? Mark Zandi answers all these critical questions--systematically, carefully, and in plain English. Zandi begins with a fast-paced overview and then illuminates the deepest causes, from the psychology of homeownership to Alan Greenspan's missteps. You'll see the home "flippers" at work and the real estate agents who cheered them on. You'll learn how Internet technology and access to global capital transformed the mortgage industry, helping irresponsible lenders drive out good ones. Zandi demystifies the complex financial engineering that enabled lenders to hide deepening risks, shows how global investors eagerly bought in, and explains how flummoxed regulators failed to prevent disaster, despite crucial warning signs. Most important, Zandi offers indispensable advice for investors who must recognize emerging bubbles, policymakers who must improve oversight, and citizens who must survive whatever comes next. *Liar's loans, flippers, predatory lenders, delusional homebuilders How the housing market came unhinged, and the whirlwind came together*Alan Greenspan's trillion-dollar bet Betting on the boom, ignoring the bubble*The subprime market goes global Worldwide investors get a piece of the action--and reap the results*Wall Street's alchemists: conjuring up Frankenstein New financial instruments and their hidden contents*Back to the future: risk management for the 21st century Respecting the "animal spirits" that drive even the most sophisticated markets.
(source: Nielsen Book Data)9780137142903 20160604
Business Library
Book
293 p. : ill., maps ; 23 cm.
  • Acknowledgments ... viii About the Author ... ix Introduction ... 1 Chapter 1: Subprime Precis ... 9 Chapter 2: Sizing Up Subprime ... 33 Chapter 3: Everyone Should Own a Home ... 49 Chapter 4: Chairman Greenspan Counts on Housing ... 67 Chapter 5: Global Money Men Want a Piece ... 81 Chapter 6: Bad Lenders Drive Out the Good ... 97 Chapter 7: Financial Engineers and Their Creations ... 113 Chapter 8: Home Builders Run Aground ... 131 Chapter 9: As the Regulatory Cycle Turns ... 145 Chapter 10: Boom, Bubble, Bust, and Crash ... 161 Chapter 11: Credit Crunch ... 175 Chapter 12: Timid Policymakers Turn Bold ... 193 Chapter 13: Economic Fallout ... 233 Chapter 14: Back to the Future ... 251 Endnotes ... 273 Index ... 285.
  • (source: Nielsen Book Data)9780137016631 20160617
"In Financial Shock, Mr. Zandi provides a concise and lucid account of the economic, political, and regulatory forces behind this binge." -The Wall Street Journal "The obvious place to start is the financial crisis, and the clearest guide to it that I've read is Financial Shock by Mark Zandi...It is an impressively lucid guide to the big issues." - David Leonhardt, The New York Times "If you wonder how it could be possible for a subprime mortgage loan to bring the global financial system and the U.S. economy to its knees, you should read this book. No one is better qualified to provide this insight and advice than Mark Zandi." - Larry Kudlow, Host, CNBC's Kudlow & Company "Mark Zandi provides insightful analysis, thoughtful recommendations, and a comprehensible explanation of the financial crisis that is accessible to the general public and extremely useful to those who specialize in the area." - Barney Frank, Chairman, House Financial Services Committee The Definitive Financial Meltdown Expose: Now completely updated to include discussions of the Obama administration's many policy initiatives and proposed solutions. *Includes expanded coverage of the market meltdown, the bailout bill and stimulus plans, the bank rescue plan, and the foreclosure mitigation plan * Sifting the wreckage, fixing the blame: the roles of mortgage lenders, investment bankers, speculators, the real estate industry, regulators, the Fed, and homebuyers * Tomorrow's emerging financial shocks-and how to prevent them.
(source: Nielsen Book Data)9780137016631 20160617
Green Library

7. Loan level market analytics [2013] Online

Dataset
1 online resource (3 data files, 1 text file) Digital: data file.
The Loan Level Market Analytics data set is comprised of detailed loan prime and subprime loan data. It includes data on loan origination, loan performance, and inferred and contributed loan modification data. Data covers 1990-2014.
Book
x, 142 p. ; 28 cm.
  • Gathering documents and information
  • Identifying claims and defenses
  • TILA remedies for mortgage abuses
  • RESPA remedies for mortgage abuses
  • Liability of assignees and holders
  • Claims based on discriminatory practices
  • Claims based on improper credit reporting
  • Claims related to credit cards
  • Claims related to debt secured by personalty
  • Claims based on state law
  • Claims based on the FDCPA.
Law Library (Crown)
Book
iii, 131 p. : ill., maps ; 24 cm.
Green Library
Book
1 online resource (38 p.) : ill., maps, charts.
Book
1 online resource (62 p.) : col. ill., map.

Looking for different results?

Modify your search: Search all fields

Search elsewhere: Search WorldCat Search library website