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• [volume 1. Wen zi ban]
• [volume 2]. Ying yin ban.

• [volume 1. 文字版]
• [volume 2]. 影印版.

• [Volume 1. Wen zi ban]
• [volume 2]. Ying yin ban.

• [Volume 1. 文字版]
• [volume 2]. 影印版.

• [volume 1. Wen zi ban]
• [volume 2]. Ying yin ban.

• [volume 1. 文字版]
• [volume 2]. 影印版.

• Intro; Contents; Preface; Chapter 1; Banking Policy Issues in the 116th Congress(; Abstract; Safety and Soundness; Consumer Protection, Fair Lending, and Access to Banking; Large Banks and "Too Big To Fail"; Community Banks; What Companies Should Be Eligible for Bank Charters; Recent Market and Economic Trends; Introduction; "Safety and Soundness"; Background; Prudential Regulation; Capital Requirements; Volcker Rule; Anti-Money Laundering Regulation; Cybersecurity; Consumer Protection, Fair Lending, and Banking Access; Background; Consumer Protection, Fair Lending, and CFPB Regulation

• Access to BankingCommunity Reinvestment Act; Community Banks; Background; Reduction in Community Banks; Regulatory Burden on Community Banks; Large Banks and "Too Big to Fail"; Background; Implementing Statutory Changes; Regulator Proposals Related to Large Bank Capital Requirements; What Companies Should Be Eligible for Charters; Background; OCC "Fintech" Charter; Industrial Loan Company Charters; Market and Economic Trends; Nonbank Credit Intermediation or "Shadow Banking"; Financial Technology, or "Fintech"; Higher Interest Rate Environment; Chapter 2; Introduction to Financial

• Services: Banking(Introduction; Key Concepts in Banking; Balance Sheet; Deposit Insurance; Overview of Regulation; Prudential; Basel III; Capital and Liquidity; Consumer Compliance; Recent Banking Legislation; Policy Issues; Bank Holding Companies; Community Banks; FinTech; Community Reinvestment Act; Chapter 3; Introduction to Bank Regulation: Leverage and Capital Ratio Requirements(; Introduction; Background; Current Requirements; Leverage Ratio; Risk-Weighted Ratio; Broad Policy Considerations; Specific Policy Issues; Appropriate Role of the Two Types of Ratios

• Appropriate Requirements for Large BanksChapter 4; Consumer Credit Reporting, Credit Bureaus, Credit Scoring, and Related Policy Issues(; Abstract; Introduction; The Consumer Data Industry and Specialty Services; Consumer Reporting Services; Credit Scoring Services; Existing Consumer Protections and Regulation of CRAs; Policy Issues; Inaccurate or Disputed Information; Length of Time to Retain Negative Information; Inconsistent Billing and Reporting Practices: Medical Tradelines; Consumer Rights in the Credit Reporting System

• Appropriate Purposes for Using Credit Bureau Data: Employment DecisionsConsumers with Limited Credit Histories and Use of Alternative Scoring Methods; Data Protection and Security Issues; Chapter 5; Consumer Credit Markets and Loan Pricing: The Basics*; Abstract; Consumer Credit Markets: Introduction; Loan Pricing Mechanics; The Base Rate and Risk-Adjusted Base Rate; Markup Above the Risk-Adjusted Base Rate; Consumer Credit Market Access and Loan Pricing: Some Legislative Actions; Chapter 6; Introduction to Financial Services: The Bureau of Consumer Financial Protection (CFPB)*; Introduction

Regulation of the banking industry has undergone substantial changes over the past decade. In response to the 2007-2009 financial crisis, many new bank regulations were implemented pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 or under the existing authorities of bank regulators to address apparent weaknesses in the regulatory regime. Chapter 1 provides a broad overview of selected banking-related issues, including issues related to "safety and soundness" regulation, consumer protection, community banks, large banks, what type of companies should be able to establish banks, and recent market and economic trends. Chapter 2 provides a broad overview of various banking topicsakey concepts in banking, overview of regulation, recent banking legislation, and policy issues. Banks generally must comply with a variety of requirements to hold minimum levels of capital. Chapter3 provides a brief overview of these requirements and examines related policy issues. Chapter 4 first provides background information on the consumer data industry and various specialty areas. It then examines one prominent specialty areaaconsumer scoringaand describes various factors used to calculate credit scores. Next, it provides a general description of the current regulatory framework of the consumer data industry. Finally, the chapter discusses selected policy issues pertaining to consumer data reports. Chapter 5 provides an overview of consumer lending markets, pricing, and legislative efforts designed to facilitate efficient credit allocation and pricing. The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank; P.L. 111-203) established the Bureau of Consumer Financial Protection (CFPB) to implement and enforce federal consumer financial law while ensuring consumers can access financial products and services as reported in chapter 6. Chapter 7 reports on the results of the audits of the fiscal years 2017 and 2016 financial statements of the Bureau of Consumer Financial Protection, known as the Consumer Financial Protection Bureau (CFPB), which is incorporated in the enclosed Financial Report of the Consumer Financial Protection Bureau for Fiscal Year 2017. Chapter 8 provides an overview of how accounting and auditing standards are created and regulated in the private sector, the federal government, and state and local governments.
(source: Nielsen Book Data)

• Banking: A Decade On From the Global Financial Crisis / Allen N. Berger, Philip Molyneux, John O. S. Wilson
• Technological Change and Financial Innovation in Banking: Some Implications for FinTech / W. Scott Frame, Larry Wall, Lawrence J. White
• Payments / David Humphrey
• Community Banking Institutions: Commercial Banks, Savings Banks, Cooperative Banks and Credit Unions / Dasol Kim, Donal McKillop
• Islamic Banking: A Review of the Empirical Literature and Future Research Directions / Narjess Boubakri, Ruiyuan Ryan Chen, Omrane Guedhami, Xinming Li
• Can We Improve the Impact of Microfinance? A Survey of the Recent Literature and Potential Avenues for Success / Robert Lensink, Erwin Bulte
• Small Business Lending: The Roles of Technology and Regulation from Pre-Crisis to Crisis to Recovery / Allen N. Berger, Lamont K. Black
• Residential Mortgages / Andreas Lehnert, Alex Martin
• Securitization / Barbara Casu, Anna Sarkisyan
• Shadow Banking / Tobias Adrian, Adam B. Ashcraft, Peter Breuer, Nicola Cetorelli
• Modern Central Banking / Frederic S. Mishkin
• The roles of banks in financial systems / Franklin Allen, Elena Carletti, Xian Gu
• Lender of Last Resort: A New Role for the Old Instrument / Xavier Freixas, Bruno M. Parigi
• Bank Bailouts and Bail-Ins / Raluca A. Roman
• Bank Runs and Moral Hazard: A Review of Deposit Insurance / Deniz Anginer, Asli Demirgüç-Kunt
• Bank Capital Requirements after the Financial Crisis / Mark E. Van Der Weide, Jeffrey Y. Zhang
• Market Discipline in Regulation: Pre and Post Crisis / Mark J. Flannery, Robert R. Bliss
• Competition in the Banking Sector / Hans Degryse, Paola Morales-Acevedo, Steven Ongena
• Behavioral Economics, Financial Literacy and Consumers' Financial Decisions / Gregory Elliehausen
• Systemic Risk in Banking after the Great Financial Crisis / Olivier De Bandt, Philipp Hartmann
• Hardy Perennials: Banking Crises around the World / Gerard Caprio, Jr. Jr, Patrick Honohan
• Banking Globalization: Cross-border Entry, Complexity, and Systematic Risk / Claudia M. Buch, Gayle L. Delong
• Commercial Banking and Shadow Banking: The accelerating integration of banks and markets and its implications for regulations / Arnoud W. A. Boot, Anjan V. Thakor
• Banking and Real Economic Activity: Foregone Conclusions and Open Challenges / Nicola Cetorelli, Michael Blank
• Banking in the United States / Robert DeYoung
• Banking in Europe: Integration, Reform and the Road to a Banking Union / John Goddard, Philip Molyneux, John O. S. Wilson
• Banking in Japan / Hirofumi Uchida, Gregory F. Udell
• Banking in Africa / Thorsten Beck, Robert Cull, Patricio Valenzuela
• Banking in China / Leora Klapper, María Soledad Martínez Pería, Bilal Zia
• Banking in the Transition Countries of Central, Southern and Eastern Europe and the Former Soviet Union / Zuzana Fungáčová, Iftekhar Hasan, Laura Solanko, Paul Wachtel
• Banking in Latin America / Fernando J. Cardim De Carvalho, Luiz Fernando De Paula, Jonathan Williams
• Banking in Australia and New Zealand / Fariborz Moshirian, Eliza Wu
• Bank Failures, The Great Depression and Other "Contagious" Events / Charles W. Calomiris
• Corporate Complexity and Systematic Risk: A Progress Report / Jacopo Carmassi, Richard J. Herring
• Corporate Governance and Culture in Banking / Jens Hagendorff
• Provate Information and Risk Management in Banking / Linda Allen, Anthony Saunders
• Creation and Regulation of Bank Liquidity / Christa H. S. Bouwman
• The Performance of Financial Institutions: Modeling, Evidence, and Some Policy Implications / Joseph P. Hughes, Loretta J. Mester.

The Oxford Handbook of Banking, Third Edition provides an overview and analysis of developments and research in this rapidly evolving field. Aimed at graduate students of economics, banking, and finance; academics; practitioners; regulators; and policy makers, it strikes a balance between abstract theory, empirical analysis, and practitioner and policy-related material. Split into five distinct parts The Oxford Handbook of Banking is a one-stop source of relevant research in banking. It examines the theory of banking, bank operations and performance, regulatory and policy perspectives, macroeconomic perspectives in banking, and international differences in banking structures and environments. Taking a global perspective it examines banking systems in the United States, China, Japan, Australia and New Zealand, Africa, the European Union, transition countries of Europe, and Latin America. Thematic issues covered include financial innovation and technological change; consumer and mortgage lending; Islamic banking; and how banks influence real economic activity. Fully revised and now including brand new chapters on a range of geographical regions, bank bailouts and bail-ins, and behavioral economics amongst many other topics, this third edition of The Oxford Handbook of Banking provides readers with insights to seminal and contemporary research in banking and an opportunity to learn about the diversity of financial systems around the world.
(source: Nielsen Book Data)

• Origins and function of banking
• Financial intermediation
• Securitized banking
• The central bank and the conduct of monetary policy
• Regulation and supervision of the banking industry
• Origins of the global financial crisis
• The global financial crisis and the Eurozone sovereign debt crisis
• Policy and regulatory responses to the global financial crisis.

Banks are of central importance for economic growth, the allocation of capital, competitiveness, and financial stability. Propelled by technological advances in financial analysis and financial deregulation, the banking industry's investment played a key role in enhancing national economic growth in the early 21st century. The global financial crisis in 2007 revealed the banking world's feet of clay. Since 2007, the turmoil in the global financial system has prompted a fundamental reappraisal of the scale, scope, governance, performance, safety and soundness of banks and other financial institutions. In this Very Short Introduction John Goddard and John Wilson explore the world of banking, describing the role of central banks in national and global economies, and analysing the increasing supervision and regulation imposed on the banking industry. Looking to the future, the authors consider proposals for reform of the banking industry, and the prospects of a resolution of the closely-related banking and sovereign debt crises. ABOUT THE SERIES: The Very Short Introductions series from Oxford University Press contains hundreds of titles in almost every subject area. These pocket-sized books are the perfect way to get ahead in a new subject quickly. Our expert authors combine facts, analysis, perspective, new ideas, and enthusiasm to make interesting and challenging topics highly readable.
(source: Nielsen Book Data)

• 1. Banking: An Overview
• PART I: BANKING IN A POST CRISIS WORLD
• 2. The Roles of Banks in Financial Systems
• 3. Commercial Banking and Shadow Banking: The Accelerating Integration of Banks and Markets and its Implications for Regulation
• 4. Complexity and Systemic Risk: What's Changed After the Crisis?
• 5. Universal Banking
• 6. Corporate Governance in Banking
• 7. Risk Management in Banking
• 8. Liquidity: How Banks Create it and How it should be Regulated
• 9. Diversification in Banking
• PART II: BANK PERFORMANCE & OPERATIONS
• 10. Measuring the Performance of Banks: Theory, Practice, Evidence, and some Policy Implications
• 11. Technological Change, Financial Innovation, and Diffusion in Banking
• 12. Small Business Lending By Banks: Lending Technologies and the Effects of Banking Industry Consolidation and Technological Change
• 13. Consumer Lending
• 14. Residential Mortgages
• 15. Securitization
• 16. Shadow Bank Monitoring
• 17. Payments and Payment Systems
• PART III: REGULATORY AND POLICY PERSPECTIVES
• 18. Central Banking
• 19. The Role of Banks in the Transmission of Monetary Policy
• 20. Lender of Last Resort and Bank Closure Policy: A Post-Crisis Perspective
• 21. Regulation and Supervision: An Ethical Perspective
• 22. Deposit Insurance Issues in the Post 2008 Crisis World
• 23. Risk-Based Regulatory Capital and the Basel Accords
• 24. Market Discipline in Financial Markets: Theory, Evidence, and Obstacles
• 25. Competition in Banking
• 26. Systemically Important Banks (SIBs) in the Post-Crisis Era: The Global Response and Responses Around the Globe for 135 Countries
• PART IV: MACROECONOMIC PERSPECTIVES
• 27. Systemic Risk in Banking: An Update
• 28. Banking Crises: Those Hardy Perenials
• 29. Bank Failures, the Great Depression, and other Contagious Events
• 30. Sovereign Debt Crises
• 31. Banking Globalization: International Consolidation and Mergers in Banking
• 32. Revisiting the State's Role in Finance and Development
• 33. Banking and Real Economic Activity
• PART V: BANKING SYSTEMS AROUND THE WORLD
• 34. Banking in the United States
• 35. Banking in the European Union: Deregulation, Crisis and Renewal
• 36. Banking in Japan
• 37. Banking in Africa
• 38. Banking in the Developing Nations of Asia: An Overview of Recent Changes in Ownership Structure
• 39. Banking in Transition Countries
• 40. Banking in Latin America.
• (source: Nielsen Book Data)

The Oxford Handbook of Banking, Second Edition provides an overview and analysis of developments and research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners, regulators, and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner, and policy-related material. The Handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their corporate governance and risk management practices. Part II deals with Bank Operations and Performance. A range of issues are covered including bank performance, financial innovation, and technological change. Aspects relating to small business, consumer, and mortgage lending are analysed together with securitization, shadow banking, and payment systems. Part III entitled Regulatory and Policy Perspectives discusses central banking, monetary policy transmission, market discipline, and prudential regulation and supervision. Part IV of the book covers various Macroeconomic Perspectives in Banking. This part includes a discussion of systemic risk and banking and sovereign crises, the role of the state in finance and development as well as how banks influence real economic activity. The final Part V examines International Differences in Banking Structures and Environments. This part of the Handbook examines banking systems in the United States, European Union, Japan, Africa, Transition countries, and the developing nations of Asia and Latin America.
(source: Nielsen Book Data)

• Acknowledgments xi About the Author xiii Introduction: An Industry Being Reborn and Reinvented xv
• Chapter 1: A New Take on Credit and Lending 1
• Chapter 2: The Era of the Faster, Smarter Payment 23
• Chapter 3: Banks that Build Their Brand without Branches 47
• Chapter 4: How the Crowd Is Changing Brand Advocacy in Banking 71
• Chapter 5: Not Your Father's Banking Habits 91
• Chapter 6: Is Bitcoin the End of Cash? 115
• Chapter 7: Moving from Personal Financial Management to Personal Financial Performance 137
• Chapter 8: When Technology Becomes Humanlike, Does a Real Human Provide a Differentiated Experience? 151
• Chapter 9: Here Come the Neo-Banks! 165
• Chapter 10: Building Experiences Customers Love 197
• Chapter 11: Money Can Buy Happiness 223 Conclusion: We're Not Breaking Banking, We're Rebooting and Rebuilding It 239 Index 253.
• (source: Nielsen Book Data)

"In the next 10 years, we'll see more disruption and changes to the banking and financial industry than we've seen in the preceding 100 years" Brett King Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking is a unique collection of interviews take from across the global Financial Services Technology (or FinTech) domain detailing the stories, case studies, start-ups, and emerging trends that will define this disruption. * Features the author's catalogued interviews with experts across the globe, focusing on the disruptive technologies, platforms and behaviors that are threating the traditional industry approach to banking and financial services * Topics of interest covered include Bitcoin's disruptive attack on currencies, P2P Lending, Social Media, the Neo-Banks reinventing the basic day-to-day checking account, global solutions for the unbanked and underbanked, through to changing consumer behavior Breaking Banks is the only record of its kind detailing the massive and dramatic shift occurring in the financial services space today.
(source: Nielsen Book Data)

• Banking : an overview / Allen N. Berger, Philip Molyneux, and John O.S. Wilson
• The theory of banking
• Regulatory and policy perspectives
• Bank performance
• Macroeconomic perspectives in banking
• International differences in banking structures and environments.

The Oxford Handbook of Banking provides an overview and analysis of state-of-the-art research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner and policy-related material. The handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their legal and governance structures. Part II entitled Regulatory and Policy Perspectives discusses monetary policy, prudential regulation and supervision, and antitrust policy. Part III deals with Bank Performance. A number of issues are assessed including efficiency, financial innovation and technological change, globalization and ability to deliver small business, consumer, and mortgage lending services. Part IV of the book provides an overview of Macroeconomic Perspectives in Banking. This part includes a discussion of the determinants of bank failures and crises, and the impact on financial stability, institutional development, and economic growth. Part V examines International Differences in Banking Structures and Environments. This part of the handbook examines banking systems in the United States, Western Europe, Transition countries, Latin America, Japan and the developing nations of Asia.
(source: Nielsen Book Data)

• 1. Banking: An Overview
• PART I: THE THEORY OF BANKING
• 2. The Roles of Banks in Financial Systems
• 3. The Accelerating Integration of Banks and Markets and its Implications for Regulation
• 4. Risk Management in Banking
• 5. Liquidity Production in Twenty-first-century Banking
• 6. Diversification in Banking
• 7. Universal Banking
• 8. The Corporate Structure of International Financial Conglomerates: Complexity and its Implications for Safety and Soundness
• PART II: REGULATORY AND POLICY PERSPECTIVES
• 9. Central Banking
• 10. The Role of Banks in the Transmission of Monetary Policy
• 11. Lender of Last Resort and Bank Closure Policy
• 12. Regulation and Supervision: An Ethical Perspective
• 13. Deposit Insurance
• 14. Risk-based Regulatory Capital and Basel II
• 15. Market Discipline in Bank Supervision
• 16. Competition and Antitrust Policy in Banking
• 17. World Trade Organization Commitments vs. Reported Practices on Foreign Bank Entry and Regulation: A Cross-country Analysis
• PART III: BANK PERFORMANCE
• 18. Efficiency In Banking: Theory, Practice, and Evidence
• 19. Technological Change, Financial Innovation, and Diffusion in Banking
• 20. Banking Globalization: International Consolidation and Mergers in Banking
• 21. Small Business Lending
• 22. Consumer Lending
• 23. Residential Mortgages
• 24. Securitization: Instruments and Implications
• PART IV: MACROECONOMIC PERSPECTIVES IN BANKING
• 25. Systemic Risk in Banking: An Update
• 26. Banking Crises
• 27. The Great Depression and other 'Contagious' Events
• 28. Payments Systems
• 29. Finance and Economic Development: The Role of Government
• 30. Banking and Real Economic Activity
• PART V: INTERNATIONAL DIFFERENCES IN BANKING STRUCTURES AND ENVIRONMENTS
• 31. Banking in the United States
• 32. Banking in the European Union
• 33. Banking in Transition Countries
• 34. Banking in Latin America
• 35. Banking in Japan
• 36. Banking in the Developing Nations of Asia: An Overview of Recent Changes in Ownership Structure.
• (source: Nielsen Book Data)

The Oxford Handbook of Banking provides an overview and analysis of state-of-the-art research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner and policy-related material. The handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their legal and governance structures. Part II entitled Regulatory and Policy Perspectives discusses monetary policy, prudential regulation and supervision, and antitrust policy. Part III deals with Bank Performance. A number of issues are assessed including efficiency, financial innovation and technological change, globalization and ability to deliver small business, consumer, and mortgage lending services. Part IV of the book provides an overview of Macroeconomic Perspectives in Banking. This part includes a discussion of the determinants of bank failures and crises, and the impact on financial stability, institutional development, and economic growth. Part V examines International Differences in Banking Structures and Environments. This part of the handbook examines banking systems in the United States, Western Europe, Transition countries, Latin America, Japan and the developing nations of Asia.
(source: Nielsen Book Data)